A diverse coalition of stakeholders provides FAIR with valuable perspective on insurance policy issues.  FAIR finds middle ground in these disparate viewpoints and advocates for balanced solutions with the Florida legislature.  The coalition includes consumer groups and associations, residential and commercial property owners, home owners’ associations and condo groups, construction firms, domestic insurance companies, real estate professionals, independent agents, and trial attorneys.  Some of FAIR’s accomplishments include:

  • Drafted pending Cat Fund legislation that would make a significant impact on creating jobs and boosting the economy, lowering insurance rates, reducing costs post-catastrophe, and enhancing the depopulation of Citizens.

  • Advocating strongly for wind mitigation policy and incentives that safeguard consumers in Florida’s disaster-prone cities.

  • Advocating strongly for wind mitigation policy and incentives that safeguard consumers in Florida’s disaster-prone cities.

  • Promoting legislation to achieve “condo parity” through a statutory increase in the Florida Insurance Guaranty Association (FIGA) limit from the current coverage limit of $100,000 per condo to $300,000—the same as for single family residences. A recent survey concluded that 62% of Florida condo associations would not have enough money to rebuild in the aftermath of disaster.

  • Promoting legislation to achieve “condo parity” through a statutory increase in the Florida Insurance Guaranty Association (FIGA) limit from the current coverage limit of $100,000 per condo to $300,000—the same as for single family residences. A recent survey concluded that 62% of Florida condo associations would not have enough money to rebuild in the aftermath of disaster.

  • Taking a leadership role in collaborative action to reform the Workers’ Compensation system in Florida.

     

  • Led efforts to successfully defeat a bill that would have allowed unregulated surplus lines carriers to participate in Citizens depopulation program without standard consumer protections (2013).

  • Passed legislation requiring Citizens to accept replacement value appraisals from third party sources to set Schedule A values (2013).

  • Defeated several efforts to increase Citizens rates over the current glide path (2012-2016).