Homes and businesses uninsured against flood and hurricane risk, create a significant moral hazard for communities. Only those few who can afford to rebuild without insurance should go without insurance.

FAIR Actions

Support state legislation to encourage private flood insurance.
Certified Partner Program requires participant insurance agents to offer flood insurance to all clients.

FAIR Foundation Actions

Encourage federal legislation to require earthquake insurance in high risk areas.
Campaign to encourage the purchase of flood insurance.
“Get Ready Florida!” Hurricane Safety Initiative.
Reduce-Property-Loss

Reduce property Loss
Promote Robust Competitive Markets

Promote Robust Competitive Markets
educate-insurance-consumers

Educate Insurance Consumers
Reduce Uninsured Risk

Reduce Uninsured Risk
Eliminate Unnecessary Cost Drivers

Eliminate Unnecessary Cost Drivers

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